Total Interest Annuity Rates

The Total Interest Annuity allows consumers with a 403(b) contract or IRA to make ongoing contributions and earn a guaranteed interest rate. This product can be used for new contributions or for rollovers or transfers. The Total Interest Annuity helps to protect owners' retirement savings from market risk with a guaranteed interest rate.

Download Rate Sheet

¹_{The bonus rate is an additional rate for Purchase Payments received in the first year of the contract (applies to each Purchase Payment for 12 months). In lieu of the bonus rate for TX contracts, the first year initial interest rate will include additional guaranteed interest equivalent to the current bonus rate for contributions received in the first year of the contract.}

²_{The 2nd Year Rate applies to each Purchase Payment (contribution) for the 12-month period after the Initial Interest Rate 12-month period ends. The 2nd Year Rate is set on calendar quarters and applies to all purchases entering their second year during the quarter.}

Rates may be changed at any time without notice, and the rates set forth herein may not be available at the time of purchase. For product rate history, call our Service Center at 800.888.2461. For product information, visit our product page.

Effective Date: 06/09/2025