AdvanceDesigns Variable Annuity Rates

¹_{The DCA+ must be established on a contract when it is issued. Once the DCA+ ceases, it cannot begin again. The actual effective rate will be less than these amounts because the DCA+ account will be depleted over the 12- or 6-month period. Annual effective yields are used to calculate the return on investment, but do not reflect the funds a customer will receive. Funds in a DCA account must be transferred into other accounts using a schedule of equal payments over a set time period.}

This product is not available for new issues.

Rates may be changed at any time without notice, and the rates set forth herein may not be available at the time of purchase. For product rate history call our Service Center at 800.888.2461.

Effective Date: 01/01/2025

Product/Contract Value	Current Rate
< $25,000¹	3.00%
$25,000 - $99,999¹	3.15%
≥ $100,000¹	3.25%
DCA+ (6 Month) < $25,000¹	1.00%
DCA+ (6 Month) $25,000 - $99,999	1.00%
DCA+ (6 Month) ≥ $100,000¹	1.00%
DCA+ (12 Month) < $25,000¹	1.00%
DCA+ (12 Month) $25,000 - $99,999¹	1.00%
DCA+ (12 Month) ≥ $100,000¹	1.00%
Guaranteed Minimum Interest Rate	See contract

Rates

Fixed Annuity

Fixed Index Annuity

Variable Annuity

You should carefully consider the investment objectives, risks, charges, and expenses of the investment options available under the variable annuities offered. You may obtain a prospectus and/or summary prospectus that contains this and other information about the investment options or variable annuity by calling our Service Center at 800.888.2461. You should read the prospectus and/or summary prospectus carefully before investing. Investing in variable annuities involves risk and there is no guarantee of investment results.

Annuities are long-term investments, suitable for retirement investing. The investment return and principal value of an investment in a variable annuity will fluctuate and you may have a gain or loss at redemption. Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan or credit union or its affiliates; are unrelated to and not a condition of the provision or term of any banking service or activity.

In all states except New York, annuities are issued by Security Benefit Life Insurance Company (SBL). Variable annuities are distributed by Security Distributors. Security Benefit Life Insurance Company is not authorized in the state of New York and does not transact the business of insurance in the state of New York. In New York, annuities are issued by First Security Benefit Life Insurance and Annuity Company of New York (FSBL), New York, NY.

SBL, FSBL, and SD are affiliates and all are subsidiaries of Security Benefit Corporation (Security Benefit).

Services are offered through Security Distributors, a subsidiary of SBL, which is wholly owned by Security Benefit Corporation (Security Benefit).

Product/Contract Value

Current Rate

< $25,000¹

3.00%

$25,000 - $99,999¹

3.15%

≥ $100,000¹

3.25%

DCA+ (6 Month) < $25,000¹

1.00%

DCA+ (6 Month) $25,000 - $99,999

1.00%

DCA+ (6 Month) ≥ $100,000¹

1.00%

DCA+ (12 Month) < $25,000¹

1.00%

DCA+ (12 Month) $25,000 - $99,999¹

1.00%

DCA+ (12 Month) ≥ $100,000¹

1.00%

Guaranteed Minimum Interest Rate

See contract