TopRidge Bonus Annuity
A fixed index annuity to help your retirement portfolios with even more flexibility.
A bonus on premiums received (only available the first contract year)1
Flexible withdrawal opportunities with a 10% Free Withdrawal in Year One and a Cumulative Free Withdrawal option of up to 30%2
A rider charge refund feature in the Cumulative Free Withdrawal Rider with Rider Charge Refund
Competitive index crediting strategies covering various asset classes from large and small cap to technology and international
Guaranteed Minimum Interest Rate for the Fixed Account
Nursing home waiver3
Terminal illness waiver3
The TopRidge Bonus Annuity offers one of the highest bonuses available currently for a fixed index annuity (FIA), which may be very appealing for many retirement savers. As an annuity, it provides consumers the ability to enjoy the benefits of tax-deferred accumulation potential, as well as protection from market loss, with the flexibility to save for retirement and provide for their beneficiaries.
TopRidge Bonus Index Crediting Options
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1A Bonus Recapture schedule applies during the Surrender Charge Period.
2Clients can withdraw up to 10% of the total purchase payments (excluding the bonus) beginning in the first contract year, free of Surrender Charges or Market Value Adjustments. Please refer to the product brochure for more information about the Cumulative Free Withdrawal with Rider Charge.
3Availability varies by state.