RateTrack® Annuity State Variations
Product features vary by state, including but not limited to the Nursing Home Waiver and Terminal Illness Waiver.
View these tables to determine which RateTrack® features are available in each state. Surrender charge schedules are also listed below.
Not available for sale in New York.
AK, AL, AR, AZ, CO, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MI, MD, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY | No | Yes |
|---|---|---|
CA | No | No |
MA | No | Terminal illness waiver only |
NJ | No | Nursing home waiver only |
Surrender Charge Schedule for all States
5 Year | 9% | 8% | 7% | 6% | 5% | 0% | -- | -- |
7 Year | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 0% |